All guides
Glossary
Property words, explained
Words you meet on property papers and in offices in Karnataka, with the Kannada word where there is one.
General information, not legal or tax advice. These guides have not yet been reviewed by an advocate or a chartered accountant, and rules and rates change. Check with the office concerned and a professional before you pay or sign anything. Spotted a mistake? Write to hello@realestateexplorer.in.
A
- A-khataKannada: ಎ-ಖಾತಾ
- The usual khata for a property that meets the rules, such as a plot on converted land in an approved layout. Read the guide
- AdvanceKannada: ಮುಂಗಡ
- Money paid to the seller to hold a deal before the sale deed is registered. In a project registered with K-RERA, the developer may not take more than 10% of the price before a registered agreement for sale. Read the guide
- Agreement for saleKannada: ಕ್ರಯದ ಕರಾರು ಪತ್ರ
- A written agreement, made before the sale deed, in which the seller agrees to sell and the buyer to buy on stated terms. It needs stamp duty. Read the guide
B
- B-khataKannada: ಬಿ-ಖಾತಾ
- A khata that records a property that does not meet the rules, such as a plot in an unapproved layout, so that tax can be collected from it. It does not mean the layout is approved. Read the guide
- BhoomiKannada: ಭೂಮಿ
- Karnataka’s online land records system, which keeps the RTC and the changes of owner (mutations) for each survey number.
C
- Carpet area
- The usable floor area of a flat inside its walls. Under the RERA Act it leaves out the external walls, service shafts, and the flat’s own balcony, verandah and open terrace.
- CessKannada: ಸೆಸ್
- In Karnataka, an extra 10% of the stamp duty, collected with it. Read the guide
- Civic amenity siteKannada: ನಾಗರಿಕ ಸೌಲಭ್ಯ ನಿವೇಶನ
- Land in a layout set aside for public uses such as a school, health centre or community hall, and handed over to the local body. Read the guide
E
- e-AasthiKannada: ಇ-ಆಸ್ತಿ
- The online property register of towns and cities in Karnataka outside Bengaluru, where khatas are kept. Read the guide
- e-KhataKannada: ಇ-ಖಾತಾ
- A khata issued and kept online, with its own number. Read the guide
- e-StampKannada: ಇ-ಸ್ಟಾಂಪ್
- Proof of stamp duty paid electronically, used instead of stamp paper. Sold by authorised vendors and, since December 2025, also online as a digital e-stamp through the Kaveri portal. Read the guide
- e-SwathuKannada: ಇ-ಸ್ವತ್ತು
- The online property register of gram panchayats in Karnataka. Read the guide
- Encumbrance certificate (EC)Kannada: ಋಣಭಾರ ಪ್ರಮಾಣಪತ್ರ
- A certificate listing the documents registered for a property over the years you ask for: Form 15 when there are entries, Form 16 when there are none. It does not show unregistered agreements or court cases. Read the guide
F
- Form 141
- The challan-cum-statement a buyer files to pay TDS on a property purchase under the Income-tax Act, 2025, using PANs instead of a TAN. It replaced Form 26QB from 1 April 2026. Read the guide
- Form 9, Form 11A and Form 11BKannada: ನಮೂನೆ 9, 11ಎ, 11ಬಿ
- Gram panchayat property extracts in e-Swathu. Form 9 and Form 11A record properties that meet the rules and are often called an A-khata; Form 11B records those that do not and is often called a B-khata. Read the guide
G
- GomalaKannada: ಗೋಮಾಳ
- Government land kept as village grazing land. It is left out of the 2026 route from B-khata to A-khata. Read the guide
- Gram panchayatKannada: ಗ್ರಾಮ ಪಂಚಾಯಿತಿ
- The elected village council. It keeps the khata for properties in its area, in e-Swathu. Read the guide
- Guidance valueKannada: ಮಾರ್ಗಸೂಚಿ ಮೌಲ್ಯ
- The state’s minimum value for property in each area. Stamp duty and the registration fee are worked out on it when it is higher than the price. Read the guide
- GunthaKannada: ಗುಂಟೆ
- A unit of land area used in Karnataka: one fortieth of an acre, or 1,089 square feet (about 101.17 square metres).
H
- HDMCKannada: ಹುಬ್ಬಳ್ಳಿ-ಧಾರವಾಡ ಮಹಾನಗರ ಪಾಲಿಕೆ
- The Hubballi-Dharwad Municipal Corporation, the twin cities’ civic body. It keeps the khata and collects property tax inside the city limits. Read the guide
- HDUDAKannada: ಹುಬ್ಬಳ್ಳಿ-ಧಾರವಾಡ ನಗರಾಭಿವೃದ್ಧಿ ಪ್ರಾಧಿಕಾರ
- The Hubballi-Dharwad Urban Development Authority, the planning authority for the twin cities and the area around them. It approves layouts in its planning area. Read the guide
K
- K-RERA
- The Real Estate Regulatory Authority Karnataka. It registers real estate projects and agents under the RERA Act, 2016, and hears complaints. Read the guide
- Kaveri 2.0Kannada: ಕಾವೇರಿ 2.0
- The Department of Stamps and Registration’s online system for entering a deed, paying stamp duty and fees, booking a time at the sub-registrar’s office and getting encumbrance certificates. Read the guide
- KharabKannada: ಖರಾಬು
- Land in a survey number that is not assessed for farming. A-kharab is unfit for farming but part of the owner’s holding; B-kharab is set aside for public use, such as a road, tank or stream. Read the guide
- KhataKannada: ಖಾತಾ
- The local body’s record of a property for property tax: owner, property number, size, use and tax due. It is not proof of ownership. Read the guide
L
- Land conversionKannada: ಭೂ ಪರಿವರ್ತನೆ
- Permission to use agricultural land for another purpose, such as houses. A layout’s land must be converted, or treated as converted, before its plots are sold. Read the guide
- Layout approvalKannada: ಬಡಾವಣೆ ಅನುಮೋದನೆ
- The planning authority’s sanction of a layout plan, with its roads, parks and civic amenity sites. Plots are then released for sale in stages. Read the guide
- Local planning areaKannada: ಸ್ಥಳೀಯ ಯೋಜನಾ ಪ್ರದೇಶ
- An area declared under the Karnataka Town and Country Planning Act, 1961, with a planning authority, such as HDUDA, that approves layouts there. Read the guide
M
- Master planKannada: ಮಹಾಯೋಜನೆ
- The planning authority’s plan for an area’s land use and roads. Whether a use, such as houses, is allowed on a piece of land depends on its zone in the master plan. Read the guide
- Mother deedKannada: ಮೂಲ ಪತ್ರ
- The earliest deed in a property’s chain of ownership, from which the later deeds follow. Read the guide
- MutationKannada: ಹಕ್ಕು ಬದಲಾವಣೆ
- The change of the owner’s name in the land records after a sale, gift, partition or inheritance.
P
- PMAY-U 2.0
- Pradhan Mantri Awas Yojana-Urban 2.0, the central government’s housing scheme for towns and cities, running for five years from 1 September 2024. Its interest subsidy helps families earning up to ₹9 lakh a year. Read the guide
- PodiKannada: ಪೋಡಿ
- The survey work that splits a survey number into separate hissa numbers for each owner, each with its own sketch and RTC.
R
- Registration feeKannada: ನೋಂದಣಿ ಶುಲ್ಕ
- The fee paid to register a deed. For a property sale in Karnataka it has been 2% of the value since 31 August 2025. Read the guide
- Release orderKannada: ನಿವೇಶನ ಬಿಡುಗಡೆ ಆದೇಶ
- The authority’s order allowing a developer to sell some or all of the plots in an approved layout, once the works for them are done. Read the guide
- RTC (pahani)Kannada: ಪಹಣಿ
- The Record of Rights, Tenancy and Crops for a survey number: owner, extent, kind of land and crops. Kept in Bhoomi. Read the guide
S
- Sale deedKannada: ಕ್ರಯಪತ್ರ
- The registered deed that transfers ownership from the seller to the buyer. Read the guide
- Stamp dutyKannada: ಮುದ್ರಾಂಕ ಶುಲ್ಕ
- The state’s tax on documents such as a sale deed. In Karnataka it is 5% of the price or the guidance value, whichever is higher, plus a surcharge and cess. Read the guide
- Sub-registrarKannada: ಉಪ ನೋಂದಣಾಧಿಕಾರಿ
- The officer who registers deeds for an area, at the sub-registrar’s office (SRO). Read the guide
- SurchargeKannada: ಸರ್ಚಾರ್ಜ್
- An extra charge on stamp duty in Karnataka: 2% of the duty in towns and cities, 3% in villages. Read the guide
- Survey number and hissaKannada: ಸರ್ವೆ ನಂಬರ್ ಮತ್ತು ಹಿಸ್ಸಾ
- The number a piece of land has in the revenue survey. A part of a survey number is a hissa, written like 45/2. Read the guide
T
- TDSKannada: ಮೂಲದಲ್ಲಿ ತೆರಿಗೆ ಕಡಿತ
- Tax deducted at source. When a property’s price or stamp duty value is ₹50 lakh or more, the buyer deducts 1% and pays it to the government against the seller’s PAN. Read the guide
- TitleKannada: ಹಕ್ಕು
- The legal right to own a property, shown by the chain of registered deeds. A title report is an advocate’s written opinion on it. Read the guide
V
- VamshavrukshaKannada: ವಂಶವೃಕ್ಷ
- A family tree certificate listing a person’s legal heirs, asked for when an inherited property is sold or transferred. Read the guide